Plastic surgery can get expensive. Whether you are considering rhinoplasty for a longtime cosmetic issue, nasal trauma, or breathing problems, the surgery can easily cost a few thousand dollars. Since the average patient cannot pay those costs all at once out of pocket, there are solutions available for financing the procedure. If you are wondering if you can afford a rhinoplasty, read on to see what your options may be.
How Much Does It Cost?
Rhinoplasty is a very complicated and involved surgery, requiring the use of a variety of techniques. These factors, along with the costs involved with any surgery, can make rhinoplasty an expensive endeavor. Factors like the surgeon’s experience and reputation, whether or not hospital fees are required, and geographical location all play into the final cost of rhinoplasty. Because these variables are fluid, you can expect an average rhinoplasty to cost somewhere between $4,000 and $12,000.
Will Insurance Cover It?
Unfortunately, getting insurance coverage for rhinoplasty can be tricky, and depends on the individual situation. If you intend to seek coverage for your procedure, be very sure you understand your coverage and the insurance company’s policies before you move forward. You do not want to get stuck with a large bill you were not expecting. While every company is different, here are some general guidelines aboutwhen coverage may not be provided.
No insurance provider will cover purely cosmetic procedures, such as cosmetic rhinoplasty. For a procedure unrelated to reconstruction or functionality, the patient will need to cover all costs of nasal surgery. This usually extends to combination procedures as well. Even if a patient is approved for functional surgery and a cosmetic rhinoplasty is performed at the same time, the patient will nearly always be responsible for the cost of the cosmetic portion of the procedure.
Many people hope to get a deviated septum or other functional issue fixed with the help of a plastic surgeon and their insurance companies. In some cases, insurance will cover the breathing-related surgery, but it can still be difficult to get coverage, especially if the procedure is combined with cosmetic procedures, which must be paid out of pocket.
Reconstructive rhinoplasty is nasal surgery to repair deformities in the nose, whether from trauma, skin cancer lesions, or another source. Similar to functional rhinoplasty, reconstructive rhinoplasty may be covered by insurance, but it depends on the company, policy, and individual case.
Nearly all surgeons offer financing options, allowing patients to pay off the procedure over time. This is great news, since the costs for the procedure are usually too overwhelming to handle at once. If you are interested in financing to pay for your rhinoplasty, take some time to review the materials your surgeon has available and make sure you understand all the terms. A good rhinoplasty lasts a lifetime, but it may be difficult to enjoy your results if you are concerned about the financial aspects of the decision.
Can You Afford It?
Despite the various types of financing that may be available, it is not always the best time financially to take on the cost of rhinoplasty. Be sure you are realistic about making payments before committing to the responsibility. There is no age limit on rhinoplasty, so unless the problem with your nose is severe, you may want to consider waiting until you are in a more secure financial position.
Do Not Compromise Quality
You might think you are getting a bargain by choosing a cheaper option for your rhinoplasty, but in many cases, you get what you pay for, and your “bargain” ends up being a poor value and could even cost you additional money in the end. The most important thing to consider when thinking about the financial side of your rhinoplasty is to not compromise on the quality of the facial surgeon you select. Revision rates in rhinoplasty are fairly high for the procedure, since it is a difficult surgery requiring a skilled and experienced specialist to produce an outcome the patient will be happy with.
If you are looking for the best in central Massachusetts, come to Worcester(508-363-6500) or Stoneham(617-247-0033), MA, and meet with facial plastic surgeon Dr. Stuart Bentkover. Dr. Bentkover has been honing his rhinoplasty skills for over 20 years, and offers patients custom, natural results. For more information, call Bentkover Facial Plastic Surgery today to schedule your consultation.